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CII CF6 · Mortgage advice
Practice questions built for the CF6 exam — learning outcome by learning outcome
CF6-style multiple choice questions across all 16 syllabus learning outcomes. Scenario-based questions on MCOB, house purchase, mortgage products, affordability, and case-study advice — with instant feedback and progress tracking so you revise the way the exam actually tests you.
10 free questions · No account required.
Built for CF6 candidates
Whether you are starting the CII Diploma, returning to study, or consolidating mortgage advice, this resource helps you practise the way CF6 is assessed.
Exam-format questions
Standard multiple choice with four options (a–d) — the same core format as the CF6 paper.
Syllabus aligned
All 16 learning outcomes from the CII CF6 specification — MCOB, house purchase, valuations, affordability, products, repayment options, and case studies.
Learn from every answer
See whether you were right or wrong immediately, with a short explanation after each question.
Full syllabus coverage
Every CF6 learning outcome is available as its own practice test. Work through topics as you study, or sit the full 125-question exam when you are ready. Browse all learning outcomes to see which are free or locked.
Full CF6 practice exam
125 questions across all learning outcomes — the same length as the real exam
- All 16 learning outcomes
- Includes case-study style coverage
- Exam conditions
LO 1 — MCOB mortgage regulation
Syllabus outcomes 1.1–1.3 · 6 exam questions
- MCOB scope and adviser duties
- Advised vs execution-only
- Apply rules to client facts
LO 2 — House-buying process
Syllabus outcomes 2.1–2.3 · 10 exam questions
- England and Wales conveyancing
- Scotland missives
- Buying at auction
LO 3 — Valuations, surveys & defects
Syllabus outcomes 3.1–3.3 · 12 exam questions
- Valuation and survey types
- Factors affecting value
- Property defects
LO 4 — Borrower types & security
Syllabus outcomes 4.1–4.4 · 6 exam questions
- Borrower types and BTL
- Guarantors and security
- Credit / eligibility issues
LO 5 — Economic context
Syllabus outcomes 5.1 · 2 exam questions
- Rates and housing market
- Advice in economic context
LO 6 — Advice, affordability & suitability
Syllabus outcomes 6.1–6.4 · 6 exam questions
- Affordability calculations
- Suitability and fair outcomes
- Adviser role and ethics
LO 7 — Fees, charges & property taxes
Syllabus outcomes 7.1–7.2 · 6 exam questions
- Lender and legal fees
- SDLT / LTT / LBTT
LO 8 — Mortgage-related protection
Syllabus outcomes 8.1–8.2 · 5 exam questions
- MPPI and mortgage protection
- Sales rules for protection
LO 9 — Additional borrowing & transfers
Syllabus outcomes 9.1–9.2 · 8 exam questions
- Further advances
- Remortgage and transfers
- Equity release / redemption
LO 10 — Debt consolidation
Syllabus outcomes 10.1 · 2 exam questions
- Consolidation risks
- Lender implications
LO 11 — Arrears & non-payment
Syllabus outcomes 11.1–11.3 · 4 exam questions
- Arrears options
- FCA treatment
- Repossession
LO 12 — State assistance schemes
Syllabus outcomes 12.1–12.2 · 4 exam questions
- State assistance (e.g. SMI)
- Homebuyer schemes
LO 13 — Homeownership legislation
Syllabus outcomes 13.1 · 3 exam questions
- Tenure and homeownership law
- Mortgage finance legislation
LO 14 — Mortgage products & rates
Syllabus outcomes 14.1–14.2 · 17 exam questions
- Product types
- Fixed / tracker / SVR / offset
- Fees and ERCs
LO 15 — Repayment options
Syllabus outcomes 15.1–15.2 · 9 exam questions
- Repayment mortgages
- Interest-only and vehicles
- Suitability of methods
LO 16 — Case studies & recommendations
Syllabus outcomes 16.1 · 25 exam questions (case studies)
- Full case-study application
- Affordability and product fit
- Use CII lender criteria
How it works
Three steps — no complicated setup.
What other CF6 candidates say
Early feedback from people using the site to prepare for their exam.
“CF6 covers a lot of ground — life cover, income protection, critical illness, and LTC. Being able to drill each learning outcome separately made a real difference.”
“The scenario questions feel closer to the real paper than generic protection quizzes — applied client needs, not just definitions.”
“IP definitions and critical illness exclusions used to blur together for me. The explanations after each question sorted that out.”
Try free samples
10 free CF6-style questions with explanations — no account required. The monthly plan unlocks every learning outcome and the full 125-question exam.
Try free samples
10 free questions · No account required.